Acceptable Use Policy

Last Updated: February 16, 2025

1. Overview

Spard is a team management software platform designed to help amateur sports teams manage matchday contributions, fines, refreshment payments, and financial transparency within their teams.

This Acceptable Use Policy outlines the rules and restrictions governing use of the Spard platform. By creating an account or using Spard, users agree to comply with this policy.


2. Permitted Use

Spard may only be used for lawful and legitimate team-related activities, including:

  • Collecting matchday contributions
  • Tracking team expenses
  • Managing fines related to team rules
  • Coordinating recreational sports activities
  • Viewing transparent financial reports for team members

3. Prohibited Activities

Users may NOT use Spard for:

Illegal Activities

  • Fraud, scams, or deceptive practices
  • Money laundering or structuring transactions
  • Terrorist financing
  • Gambling operations
  • Sale of illegal goods or services

Financial Misuse

  • Operating unlicensed investment schemes
  • Crowd-funding unrelated to sports team activities
  • Ponzi or pyramid schemes
  • Cryptocurrency trading or exchange services
  • High-risk financial pooling activities

Misrepresentation

  • Creating fake teams or identities
  • Misleading users about the purpose of payments
  • Impersonating another individual or organization

Abuse of Platform

  • Attempting to bypass payment systems
  • Attempting to exploit technical vulnerabilities
  • Reverse engineering the platform
  • Using automated bots without authorization

4. Payments & Fund Handling

Spard does not:

  • Hold customer funds
  • Operate wallets
  • Pool money on behalf of users
  • Facilitate peer-to-peer transfers

All payments are processed through third-party licensed payment processors. Funds are settled directly to the designated receiving account. Spard acts solely as a software platform for payment initiation and record tracking.


5. Monitoring & Enforcement

Spard reserves the right to:

  • Monitor platform usage
  • Suspend or terminate accounts
  • Restrict access to teams
  • Report suspicious activity to relevant authorities or payment partners

Violations of this policy may result in immediate account suspension.


6. Reporting Violations

If you suspect misuse of the platform, please contact:

Email: support@spard.app

Subject Line: “AUP Violation Report”


7. Updates

Spard may update this policy from time to time. Continued use of the platform constitutes acceptance of any updates.