Terms of Service

Last Updated: February 16, 2025

1. Overview

These Terms of Service (“Terms”) govern your use of Spard. By creating an account or using the platform, you agree to these Terms. If you do not agree, you may not use Spard.


2. Description of Service

Spard is a software platform that allows amateur sports teams to:

  • Create and manage teams
  • Track matchday contributions
  • Record fines and team expenses
  • Monitor player eligibility

Spard does not:

  • Operate as a bank
  • Hold customer funds
  • Provide financial, investment, or lending services
  • Operate wallets

All payments are processed by licensed third-party payment providers.


3. Account Responsibilities

Users agree to:

  • Provide accurate information
  • Maintain confidentiality of login credentials
  • Use the platform only for lawful sports-related purposes
  • Not attempt to exploit or misuse the platform

Managers are responsible for payment requests created for their teams.


4. Payments

  • Payments are processed by third-party providers.
  • Transaction fees may apply.
  • Spard is not responsible for payment processor downtime or failures.
  • Refunds are subject to the policies of the payment processor and team rules.

5. Prohibited Use

Users may not use Spard for:

  • Fraudulent activity
  • Money laundering
  • Investment schemes
  • Gambling operations
  • Illegal or high-risk activities

Spard reserves the right to suspend accounts that violate these rules.


6. Limitation of Liability

Spard provides the platform “as is.” We are not liable for:

  • Disputes between team members
  • Team management decisions
  • Financial disagreements between users
  • Indirect or consequential damages

7. Account Suspension

We may suspend or terminate accounts that:

  • Violate these Terms
  • Engage in suspicious activity
  • Pose risk to payment partners

8. Modifications

We may update these Terms at any time. Continued use of the platform constitutes acceptance of updates.


9. Contact

For questions, contact: